Motusbank mortgage application on a tablet

DISCOVER PROJECT

Motusbank mortgage application on a tablet

DISCOVER PROJECT

MERIDIAN CREDIT UNION / MOTUSBANK

Digital Banking Transformation

Senior UX & UI Designer One of Canada’s first fully digital lending experiences

12-month launch program

When I joined Meridian in June 2018, it was Ontario's largest credit union. Tasked with visioning Motusbank—a fully digital arm with no branches—I built seamless web & mobile flows for deposit account opening, unsecured loans, and Canada’s first fully digital mortgage pre-approval process, helping the platform onboard 10 000+ members in under a year.

SERVICES

UX Strategy, UI Design, Design Systems

image of motusbank on a tablet
image of motusbank on a tablet
motusbank on a mobile screen
motusbank on a mobile screen

Overview

Transform in-branch banking services into intuitive digital-first experiences.

Design end-to-end flows for accounts, loans, and credit—making Motusbank a leader in Canadian digital finance.

Over ten months, I mapped key user journeys, crafted a modular component library in Adobe XD, and worked closely with the digital bank team. My work set the standard for speed, accessibility, and trust in digital banking—culminating in award-winning features liked Price Drop.

Strategic Blueprint

motusbank on tablet
motusbank on tablet
motusbank on tablet

Blueprinting Canada’s next-generation digital bank.

I led discovery workshops to align business goals with user needs and compliance. We prioritized flows—account setup, mortgages, and retail refunds—and validated early prototypes with live users before full-scale development.

Operational Execution

Design sprints, cross-functional handoffs, and rigorous QA—guaranteeing launch readiness.

We had bi-weekly UX sprints with product managers, compliance, development, and marketing teams—using rapid prototypes and a reusable component library. Every feature moved through our on-chain QA playbook, catching friction points early and ensuring a polished launch.

image of pricedrop step 1
image of pricedrop step 1
image of pricedrop step 1
image of price drop step 2
image of price drop step 2
image of price drop step 2
image of price drop step 3
image of price drop step 3
image of price drop step 3

Empathy meets efficiency—crafting digital banking flows that feel human, secure, and effortlessly intuitive.

Solutions & Features

Account Onboarding — Streamlined web and mobile signup flows, making account creation intuitive and frictionless.

Account Onboarding — Streamlined web and mobile signup flows, making account creation intuitive and frictionless.

Mortgage Pre-Approval — Enabled Canada’s first fully digital end-to-end mortgage pre-approval experience.

Mortgage Pre-Approval — Enabled Canada’s first fully digital end-to-end mortgage pre-approval experience.

Price Drop Integration — Added a retail refund service, earning the 2020 CCUA Innovation Award for UX innovation.

Price Drop Integration — Added a retail refund service, earning the 2020 CCUA Innovation Award for UX innovation.

Design System — Built a responsive Adobe XD component library, ensuring consistency and scalability across all digital channels.

Design System — Built a responsive Adobe XD component library, ensuring consistency and scalability across all digital channels.

Each feature was crafted with research, rapid prototypes, and stakeholder alignment to balance compliance and delight.

I established the UX foundation that empowered Meridian to launch Motusbank—combining compliance rigor with user empathy to deliver trusted, digital-first banking to Canadians.

Product Images

image of motusbank on a tablet
motusbank money mover on a desktop
motusbank money mover on a desktop
motusbank money mover on a desktop
image of mtousbank money mover
image of mtousbank money mover
image of mtousbank money mover
Motusbank mortgage application on a tablet
“Designing Motusbank reinforced that trust in finance comes from clarity, simplicity, and relentless user focus—a lesson that shapes every product I build.” — David Saa

Achievements

“Being recognized by our industry peers for another digital first makes us proud. Price Drop is an exceptionally exciting innovation because it widens our capacity to deliver banking products to Canadians with a free, no-strings-attached value-add service that simplifies the price-shopping experience.”

Bill Maurin, President & CEO, Meridian Credit Union

Motusbank transformed in-branch services into a seamless digital bank—earning national awards, record adoption, and top industry UX rankings.

In under a year, Motusbank onboarded 10 000+ members via intuitive web & mobile flows. We earned Best Credit Union of the Year at the 2019 Canadian FinTech & AI Awards, and Meridian’s Price Drop feature achieved 17 % adoption—placing us at the upper end of the 10–20 % industry benchmark for optional feature take-up. Surviscor also ranked Meridian Credit Union #1 for desktop UX in 2020 (71 % peer score), underscoring the consistency and trust woven into every design.

Price Drop adoption

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Top Desktop UX Peer Score (2020)

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Product Strategy.

Crypto Fluency.

User-Centered UX.

Product Strategy.

Available for new projects

July 2025

Available for new projects

4th July 2025

Available for new projects

July 2025

DAVID SAA

ux@davidsaa.com

Email copied!

My current time

Toronto (EDT)

Remote & in-studio (GTA-based, globally available).

Copyright © 2025 David Saa

DAVID SAA

ux@davidsaa.com

Email copied!

Remote & in-studio (GTA-based, globally available).

Copyright © 2025 David Saa

DAVID SAA

ux@davidsaa.com

Email copied!

Remote & in-studio

(GTA-based,

globally available).

Copyright © 2025 David Saa