Toronto · Remote — strategy, design, brand & build

I design, brand, and build digital products — end to end.

15+ years leading product, UX, and creative direction for fintech, enterprise, and global brands — now taking ideas all the way to shipped: sites, landing pages, and full products, built end-to-end and accelerated by AI.

Trusted with work for
  • Apple
  • Meridian
  • Motusbank
  • Klick Health
  • Blockasset
  • NRG
  • Bond

Ways to work together

Bring me in where
you need me.

From building a product start-to-finish to senior leadership on a complex one — pick the shape that fits, or book a call and we'll find it together.

Build itIdea → launch

Design & build your product

Strategy, UX, brand, and a real, working product, MVP, or site — designed and built end-to-end, solo or with a lean, AI-accelerated team.

Built the Ratchet way — proof-gated, live only on your go
Brand & launch1–4 weeks

Identity + a site that ships

Positioning, brand, and a fast, polished landing page or marketing site — designed and shipped, not just mocked up. Ideal for founders and small teams.

Shipped the Ratchet way — verified before it goes live
Product & design leadershipEmbedded / fractional

Senior direction for complex products

UX and product strategy, research, and a high usability bar for enterprise, fintech, and regulated platforms — embedded with your team or fractional.

Agency partnerWhite-label

A senior extra gear for studios

Creative direction, design, and build capacity for agencies that need a versatile, senior partner — on demand and behind the scenes.

Book a 30-min call Not sure which fits? Start with a call and we'll scope it together.

The Ratchet — my proof-gated method for building software with AI

AI writes the code.
The gates decide if it ships.

It’s how I build when the software has to be right — 15+ years of product method, rebuilt for the AI era, and proven on a platform that handles real funds.

01

Verified, not vibed

I don’t call a build done until it passes written test gates. If a number didn’t match a test table, you’ll never see it on a dashboard I hand you.

02

Attacked before it’s trusted

Code that touches money or production gets an adversarial review — one AI attacks another’s work, every finding independently checked — before anything goes live.

03

Live only on your go

Everything ships switched off. At every checkpoint you get a plain-English briefing — what changed, what’s proven, what could go wrong — and nothing goes live until you say go. Small test first, always.

04

Built to outlive the models

I build around roles, not brand-name models — so my work doesn’t hang on any one AI, or break when they change. And they change every few months.

I developed The Ratchet building a platform that manages liquidity-pool fee income and works to minimize impermanent loss for investors — software that moves real funds around the clock, where “looks finished” isn’t good enough. Every critical path adversarially reviewed, every number backed by a test table, nothing live without a human’s go.

Proven outcomes

Measurable impact.

10,000+
Users in the first year of a net-new digital bank launch
1 in 6
Members adopted new UX features within six months
$100+
Average member savings from a retail UX innovation
2020
CCUA national award for product innovation

Capabilities

What I bring to every engagement.

01
Product Strategy & 0→1
I help define the right problem, shape product direction, and turn business goals into something you can actually ship.
02
UX & Product Design
I design clear, scalable experiences for products with dense information, multiple user types, and real operational constraints.
03
Brand & Creative Direction
I shape positioning, identity, and the visual and verbal system that make a product feel considered, distinct, and trustworthy.
04
Design-to-Build
I take it past the mockup — building and shipping real sites, landing pages, and products with modern AI tooling — every build gated by The Ratchet, my proof-gated method for software that can’t quietly break.
05
Fintech, Web3 & Emerging Products
I bring category depth in trust-driven products where onboarding, adoption, and behavior decide whether something works.
Portrait of David Saa

About

Strategy, craft, and the ability to ship.

I'm a product designer and creative director who now builds and ships — taking ideas from strategy and brand all the way to a launched product.

Over 15+ years I've led product design, UX, and creative direction across digital banking, enterprise platforms, Web3, and global brands — helping teams move from ambiguity to aligned, shipped work.

My background spans award-recognized fintech work for Meridian / Motusbank, enterprise UX for platforms like NRG ePic and WeRise, product leadership through Blockasset's multi-product ecosystem, and brand and agency work for names like Apple.

What's new: with modern AI tooling I can now take that same thinking and actually build it — designing, branding, and shipping complete sites and products, solo or alongside a team. One partner for the whole arc, not just the deck.

Experience

Studios & teams I've built with.

McCann Craft
Klick Health
Bond
Jan Kelley
Bursting Silver
Diamond

Testimonials

What collaborators say.

David brought insight and creativity to a complex UX project — identifying user needs and streamlining the experience. He's a thoughtful, strategic partner I'd work with again.

Nicole PullinDelivery Director, Bursting Silver

Thanks to David's calm demeanour and sharp eye for detail, he was a valued contributor to time-sensitive workshops. His creative and technical expertise made him vital to the studio.

Domenic MacriRelease Ops & Tech Lead, Apple

This was a tremendous engagement — David rolled up his sleeves and delivered. So glad to have him on the team.

Al PovoledoCEO, Bursting Silver

David brought cross-functional leadership to Blockasset, uniting UX, product strategy, and Web3. As CXO, he guided major launches and key decisions with vision and impact.

Mike DickensCOO, Blockasset

David is a creative and inspiring leader with a deep grasp of product strategy. As a mentor, he helped me grow as a UX designer and made me feel valued every step of the way.

Aysha FidaUX/Product Designer, Blockasset

Let's talk

Have something to build, launch, or sharpen?

Tell me what you're working on — you'll get two or three concrete next steps, no strings.

Available now for projects, builds & fractional work — remote or Toronto onsite